A clear, step-by-step process to dispute errors and improve your credit. No mystery, no hype—just a proven system you can follow.
Complete our simple application form in under 10 minutes. No credit check required to join.
Get instant access to the full member portal: courses, templates, tools, and trackers.
A 2-minute educational self-assessment returns a 0–100 readiness estimate plus an action plan tailored to your file. No credit pull.
Work through your action plan: course modules, dispute templates, trackers, and free tools to take real next steps.
When the time is right, browse independent third-party providers (loans, credit cards, secured cards, credit-builder, consolidation). You decide what to share, on their site.
Credit repair isn't instant, but with consistent effort, you can see real results. Here's a realistic timeline.
Learn the basics, review your credit reports, identify errors, and send your first round of disputes.
Receive investigation results. Some items may be removed or corrected. Prepare follow-ups for unresolved items.
Send follow-up disputes or escalations. Continue addressing remaining items. Start seeing score improvements.
Monitor your reports, dispute new errors as they appear, and maintain your improved credit.
Everyone's credit situation is different. How much your score improves depends on what's currently on your report and whether disputed items are legitimately inaccurate. We cannot guarantee specific results.
Credit Group provides education, templates, and tools—but you're the one sending letters and making calls. This is a DIY system, not a done-for-you service.
Disputing inaccurate information on your credit report is your legal right under Canadian law. Our system teaches you how to exercise that right properly and effectively.