One membership. Complete access. Education, templates, tools, your Loan Readiness self-assessment, and access to independent third-party financial options — all inside your member portal.
After joining, members can complete a Loan Readiness self-assessment, receive an educational readiness estimate, review personalized action steps, and explore third-party financial product options. Credit Group is not a lender and does not guarantee approval.
No credit check • Cancel anytime
9 comprehensive modules covering everything from credit basics to advanced dispute strategies. Learn at your own pace with clear, actionable lessons.
All content is written specifically for the Canadian credit system.
18+ professional letter templates ready to customize and send. No need to figure out what to write.
Challenge errors with Equifax and TransUnion
Debt validation and cease communication
Goodwill letters, pay-for-delete, payment plans
Fraud alerts and identity theft response
Challenge unauthorized hard inquiries
Response templates and escalation letters
Stay organized and track your progress with purpose-built tools.
4 word-for-word scripts for collector calls, goodwill requests, and verification calls
Track every dispute you send, responses received, and follow-up dates
A 2-minute educational self-assessment that returns a 0–100 readiness estimate, what is helping or hurting your file, and a personalized action plan — no credit pull.
$19.95 CAD per week, billed weekly. No contracts, no hidden fees.
Yes. You can cancel your membership at any time through your member dashboard. Cancellation is effective immediately with no further charges.
Credit bureaus have 30-45 days to respond to disputes. Most members see results within 2-3 dispute cycles (2-4 months). Your timeline depends on what's on your report.
No. We provide education and tools, but results depend on your specific situation and the accuracy of items on your report. We cannot guarantee specific score increases.
Yes. Once your application is approved, you get instant access to the full member portal including all courses, templates, and tools.
Absolutely. You have the legal right to dispute any information on your credit report that you believe is inaccurate, incomplete, or unverifiable. We teach you how to exercise that right effectively.