Terms and Conditions

Last updated: January 2024

1. Acceptance of Terms

By accessing and using the Credit Group website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Description of Services

Credit Group provides credit counselling and educational services to help individuals understand and improve their credit. Our services include:

  • Credit education courses and materials
  • Personalized credit rebuilding strategies
  • One-on-one counselling support
  • Access to our member portal and resources

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a resident of Canada
  • Provide accurate and complete information
  • Have the legal capacity to enter into a binding agreement

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Payment Terms

Membership fees and payment terms are outlined in the Membership Agreement. By providing banking information, you authorize Credit Group to process payments as specified in your membership plan.

6. Intellectual Property

All content, materials, and resources provided through our services are owned by Credit Group and protected by copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Disclaimer

Credit Group provides educational services and guidance. We do not guarantee specific results regarding credit score improvements. Results depend on individual circumstances and active participation in the program.

8. Limitation of Liability

Credit Group shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for our services.

9. Governing Law

These Terms and Conditions are governed by the laws of the Province of Ontario, Canada. Any disputes shall be resolved in the courts of Ontario.

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting to our website. Continued use of our services constitutes acceptance of the modified terms.

11. Contact Information

For questions about these Terms and Conditions, contact us at:

Credit Group Ltd.
Email: legal@creditgroup.ca

Credit Group

Canadian credit education membership: courses, templates, tools, Loan Readiness, and access to independent third-party financial options.

Contact Us

  • Credit Group Ltd.
  • Email: admin@creditgroup.ca

© 2026 Credit Group Ltd. All rights reserved.

Credit Group provides educational credit tools, readiness guidance, and access to independent third-party financial options. Credit Group is not a lender, broker, or credit bureau and does not guarantee approval.